Funding Designed for
How Business Actually Works

We offer a range of business funding programs — each engineered around real-world cash flow patterns, industry seasonality, and the actual capital needs of growing businesses.

Working capital financing
Working Capital
Up to $2M available

Working Capital Loans

Cash flow is the lifeblood of every business. Whether you're covering payroll during a slow season, restocking inventory ahead of a rush, or bridging the gap between invoices, a working capital loan gives you the flexibility to operate without constraint.

Unlike rigid bank loans, our working capital financing is designed around your revenue cycle — not a lender's arbitrary schedule.

Amount
$10K – $2M
Term
6 – 36 Months
Decision
24 – 48 Hours
Funding
72 Hours
  • Payroll & staffing coverage
  • Inventory purchasing
  • Seasonal cash flow gaps
  • Marketing & advertising spend
  • Emergency operating expenses
  • Vendor & supplier payments
Apply for Working Capital
Business expansion financing
Expansion
Up to $5M available

Business Expansion Loans

Growth opportunities don't wait. When the right location opens up, when a competitor exits the market, or when demand surges beyond your current capacity — you need capital that moves as fast as the opportunity.

Our expansion loans give established businesses the runway to scale, relocate, renovate, or enter new markets — without giving up equity or taking on silent partners.

Amount
$100K – $5M
Term
12 – 60 Months
Decision
48 – 72 Hours
Time in Business
2+ Years
  • New location build-out or lease
  • Franchise expansion
  • Hiring & team scaling
  • Market entry investment
  • Acquisition financing
  • Technology infrastructure
Apply for Expansion Funding
Equipment financing
Equipment
100% cost covered

Equipment Financing

Your equipment should be working for your business — not sitting idle because you can't afford to purchase it outright. Our equipment financing program covers 100% of the purchase price so you can acquire, deploy, and generate revenue immediately.

We finance a wide range of equipment across industries — from restaurant kitchen buildouts and construction vehicles to medical devices and manufacturing machinery.

Amount
$25K – $2M
Term
24 – 72 Months
Coverage
Up to 100%
Ownership
Day One
  • Commercial vehicles & fleets
  • Restaurant & hospitality equipment
  • Construction machinery
  • Medical & dental equipment
  • Manufacturing & warehouse
  • New and used equipment
Apply for Equipment Financing
Revenue-based financing
Revenue-Based
Flexible repayment

Revenue-Based Financing

For businesses with strong monthly revenue but variable cash flow, revenue-based financing offers a repayment structure that moves with your business. Repayments are calculated as a percentage of monthly revenue — when business is strong, you pay more; when it's slow, you pay less.

No fixed monthly payment, no penalty for early repayment, and no interference with your equity or operations.

Amount
$25K – $1M
Repayment
% of Revenue
Min. Revenue
$15K / Month
Decision
24 Hours
  • Payments flex with revenue
  • No fixed monthly obligation
  • No equity dilution
  • Early repayment welcome
  • Ideal for seasonal businesses
  • Retail, food & beverage, services
Apply for Revenue-Based Financing
Business line of credit
Line of Credit
Draw as needed

Business Line of Credit

A business line of credit is the most flexible funding tool available — draw what you need, when you need it, and only pay interest on what you use. It's the financial equivalent of a reservoir: always there, always ready, never wasteful.

Ideal for businesses with recurring short-term capital needs — from covering a payroll week to bridging a slow month — without the overhead of a full term loan.

Credit Limit
$10K – $500K
Draw Period
Revolving
Interest
On Drawn Amt.
Replenishment
As You Repay
  • Draw anytime, repay anytime
  • Revolving credit that replenishes
  • Pay interest only on what's drawn
  • No collateral required (unsecured)
  • Perfect for managing cash gaps
  • Builds business credit profile
Apply for Line of Credit
Qualification

Basic Eligibility Requirements

We look beyond credit scores. Here's what typically qualifies a business for funding — and what doesn't necessarily disqualify you.

What We Look For
  • 6+ months in business (most programs)
  • $10,000+ in monthly gross revenue
  • U.S.-based business entity
  • Active business bank account
  • Owner with at least 51% ownership stake
  • Consistent revenue trend (not necessarily growing)
What We Work Around
  • Credit scores below 600 (case by case)
  • Less than 2 years in business
  • Prior bankruptcies (discharged 2+ years)
  • Seasonal businesses with low off-peak revenue
  • No active fraud or criminal financial charges
  • No open SBA defaults
Industries We Serve

We Know Your Industry

Restaurants & Food Service
Construction & Contracting
Retail & E-Commerce
Healthcare & Dental
Transportation & Logistics
Import / Export
Salons & Beauty
Auto Repair & Dealerships
Technology & Software
Real Estate Services
Fitness & Wellness
Agriculture & Produce

Find the Right Funding for Your Business

Not sure which program fits? Contact us and a funding advisor will walk you through your options — no commitment required.

Start Your Application